Payments methods.

Credit card :

Through this payment method you can divide your payment into installments. Unlike the debit card, the funds to be used at the time of making a purchase must not be previously deposited. But beware, it comes at a cost. Depending on how many installments you pay, interest is applied.

Prepaid cards

They are cards that have a credit balance, that is, they have already been paid previously. The difference with a debit card is that to have a prepaid card you don't need to have a bank account. Prepaid cards are very different from debit or credit cards. For example, when you use a credit card, as the name implies, you borrow money (or credit). Electronic wallets It is an application for mobile phones. It is only necessary to download the app to the phone and it has no cost. You can pay by associating a card with the wallet or by loading the wallet with money.

Bank transfers

It is a transfer of money between two accounts that can be made through your virtual wallet, home banking or mobile banking. In most cases the transfers are immediate because the money you transfer is credited at the time you make the operation. To make or receive a bank transfer you only have to know the CBU or ALIAS CBU of the person to whom you want to send money.

Qr

It is a mechanism to pay through the scanning of a barcode. First you have to download a mobile payment application and associate a bank account, your credit card or your virtual balance. When making a payment, you can choose to scan the code from one of these apps. When paying, you can choose the means of payment from the phone.

Bank transfers

It is a transfer of money between two accounts that can be made through your virtual wallet, home banking or mobile banking. In most cases the transfers are immediate because the money you transfer is credited at the time you make the operation. To make or receive a bank transfer you only have to know the CBU or ALIAS CBU of the person to whom you want to send money. The CBU is 22 digits that identify a bank account. The ALIAS fulfills the same function, but they are words that you can choose to remember better than the numbers of the CBU, such as: Laura1977. The CVU and Alias ​​CVU fulfill the same function as the CBU and Alias ​​CBU, but they identify the virtual accounts of the mobile payment applications. You can request the CVU to the virtual wallet that you are attached to.

DEBIN

The name refers to "immediate debit". It allows you to debit funds from the bank account, with prior authorization to make your payment. Unlike other means of payment,DEBIN is an immediate online transfer by means of which the collector initiates the process and the payer only has to accept it. For this, the home banking and mobile banking systems added the "DEBIN Payments" menu, where the user can generate payment requests and also view the list of requests received to accept or reject them. Unlike common transfers, the other party does not have to be previously incorporated and it is enough to ask for their account name (Alias ​​CBU), without adding other information. It also allows programming, for recurring charges, the automatic acceptance of future orders made from certain accounts, with fixed dates and limits.